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5 ways to maintain mental sanity during a pandemic

By | Ask Shade, Uncategorized | No Comments

When there’s a pandemic or during periods of uncertainty, it is natural for the human mind to go haywire with fearful thoughts that affect the mental capacity negatively. We are living in such times at the moment with the emergence of the Corona Virus which has disrupted our way of life and forced us all to adapt to the new normal. It is, however, critical that one maintains mental sanity amidst the current circumstances in order to navigate life and be mentally prepared for life after the pandemic. Here below are five ways that will help: 1. Because doing these…

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To keep dollars in cash or not?

By | Ask Shade, Investment 101, Uncategorized | No Comments

Hello Financial Experts, Since this pandemic and lock-down started, my wife and I have been advised by friends to hold on to the cash we have at hand especially dollars. Do you advise us to keep our dollars in cash? Thanks. Michael from Lagos Dear Michael, We won’t advise you to keep dollars in cash because you’ll be losing income that you could have earned if that cash was invested. We encourage you to invest instead in dollar-denominated funds such as Eurobond Funds to protect against downside risk (devaluation of the naira). In dire economic situations like we have today,…

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5 life facts to remember

By | Ask Shade, Uncategorized | No Comments

Life is an adventure that is meant to be lived and enjoyed! Yet, there are many dos and don’ts peddled around as a manual to life but there are a few pointers about life that we’ll like to reiterate even as you begin the journey of a fresh year and decade. Here we go… Life is for the living The pressures of life and the high demands we place on ourselves often force us to worry too much that we stress and burn out fast. The moment you truly understand that only those who are alive get to enjoy life,…

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2020 expenses: Which has your name on it?

By | Ask Shade, Uncategorized | No Comments

Some things remain constant with each year while some new situations welcome themselves regardless of our level of preparedness. Here are some things that will likely gulp your money in 2020 apart from your daily home expenses. School fees – If you’re a parent, you must know that you will pay school fees thrice this year. The last one in September being of a bigger sum because your child will be entering a new class which will demand some financial responsibilities. Start now to plan and save for it. Valentine’s Day – February still has 14th on it and the…

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C & I Leasing Plc Seeks to Raise N3.2 billion Right Issue

By | Ask Shade, Uncategorized | No Comments

C & I Leasing Plc Right Issue C & I Leasing Plc is seeking to raise N3.2 billion by way of Rights Issue. The company is offering 539 million ordinary shares of 50 kobo each at a rights price of N6.00/share to existing shareholders based on 4 new ordinary shares for every 3 ordinary shares held as at 4th of September 2019.  The Rights issue opened on the 18th of November 2019 and closes on the 27th of December 2019. Use of Proceeds Capital Restructuring. Ensure optimum capital structure that appropriate balance of debt and equity. Repayment of Short-Term Loans. Reduction of short-term…

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Baby, I’ve lost my job!

By | Ask Shade, Uncategorized | No Comments

Bisola was in the kitchen when her husband, Ken returned from work. She heard him open the door and the children greet him, but he didn’t pop into the kitchen to hug her from behind as was his usual greeting. She knew something must be wrong. Wiping her wet hands on the towel hanging from the rack, Bisola took off her apron and made for the bedroom to see Ken. She found him sitting on the bed with head on his palms. She sat quietly beside him and placed an arm on his shoulder before asking “Baby, is everything alright?”…

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Tips to Stay Healthy during the rainy season

By | Ask Shade, Living Benefits Show, Uncategorized | No Comments

It feels good when it rains and the atmosphere looks fresh and exciting  As much as the rainy season brings joy and freshness, there is also a healthy impairment of people. Due to excessive moisture in the rainy season, the biggest fear of the spread of flu, malaria, bacterial, and viral diseases remains. However, there are some tips which help you to stay healthy, away from these diseases in the month of this rain. 1. Wash your hands properly It is very important to wash hands regularly in the month of rain. We go to many places, meet many people,…

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4 reasons you should never write a Will

By | Life Bits, Uncategorized | No Comments

What’s all the fuss about writing a Will? You’ve watched it in movies and heard too much talk about writing a Will but you know deep within that you don’t want to do it. You think it’s a preparation for demise. Well, we’ve compiled some reasons you may not need to write a Will. Take a look. No family or dependent If you don’t have children or family you love who depend on you financially, then don’t write a Will. Knowing that anything can happen at any time, don’t be the person that leaves their family financially unprotected. Don’t care…

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30 and ready to Will it

By | Storyland, Uncategorized | No Comments

I didn’t think I would come this far so soon. 10 years ago, I was just a starry-eyed girl, fresh from university looking for her place in the world. What is now my chain of stores began like child’s play. My first job was as a front desk executive at a consulting firm. Many of the well paid big girls in the office could not resist complementing my dress sense. They found it amazing that I could pull of magazine cover type of looks on my entry level salary. I knew all the hot spots for good clothes, the will…

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Q4 Nigerian Strategy Report: Pathway in turning tide

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Crude Oil: Will crude oil ‘roller coaster’ linger? Crude oil market rebalancing in the third quarter of 2017 was ahead of our forecast, as US oil production was partially disrupted by the Hurricane while OPEC stuck to its pact. For context, at the start of the quarter, we had forecasted a slower rebalancing of the crude oil market with excess supply projected to decline to 100kbpd (Q2 17: 400kbpd). This view was hinged on quick increases in shale production, which we expected to moderate the impact of rising demand and OPEC’s production cut. Irrespective, the impact of hurricane on production…

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