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Life Bits

How to deal with a pay cut during this pandemic

By | Ask Shade, Investment 101, Life Bits | No Comments

How to deal with a pay cut during this pandemic – Realising Ambitions Press enter to begin your search One of the devastating effects of the COVID-19 pandemic on individuals has been the sudden reduced income, pay cut or layoffs by organizations seeking to lower costs and stay afloat. If you suddenly find yourself taking home less than you’re used to, these tips will help you find a balance. Likewise, if you’re among the lucky few who won’t have a reduced income, using these tips to stay cautious with your spending will help you easily navigate the potential high cost…

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5 types of people since easing of lockdown

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The Covid-19 situation has brought about a new normal that not many have been able to adapt to. The past few weeks have seen residents of major Nigerian cities like Lagos, FCT Abuja and Ogun on total lockdown to enable the Federal Government to contain the risk of spreading the virus; while other cities observed partial lockdown. While on lockdown, many acclimatized to doing remote work while a host of others found ways to pass the time while growing themselves through books and online courses. Parents also have to figure out online education for their kids and businesses begin to…

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Covid-19: Impact on the Financial Market

By | Ask Shade, Investment 101, Life Bits | No Comments

The events of the past quarter compounded by the global CoronaVirus (COVID-19) crisis and its massive impact on financial markets in the short to medium term brings a feeling of déjà vu. To reduce the spread of the virus, nations have restricted trade, travel, and in extreme cases closed their borders. Amidst all this, an oil price war between Saudi Arabia and Russia has pushed the price of crude oil below $35 per barrel. These two factors have had an adverse impact on global economies; with governments around the world including the Nigerian government, responding with the introduction of stimulus…

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6 Life-saving Tips for Harmattan

By | Ask Shade, Christmas, Life Bits | No Comments

Yaay! It’s January, that time of the year that always comes with the joy of giving, bright lights, shiny presents, and loads of food. It is also a time that comes with cold, dry winds, haziness and a lot of dust. Harmattan is coming and these are six life-saving tips to help you stay productive and healthy regardless of the season. WOOL FOR THE WIN It is always cold during harmattan and to protect yourself from the cold, you should wear more wool-based cloths as against cotton which is common and mostly suitable for other seasons. BUILD YOUR IMMUNE SYSTEM…

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6 Safety Tips for the Festive Season

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It’s the festive season and excitement is in the air! Children and adults are getting ready to celebrate Christmas and the New Year but sometimes, celebrations can lead to accidents if care is not taken. Here’s how to keep your family safe and healthy throughout the festive period. Secure the house If you will be traveling out of town, make sure you lock all entrance to your apartment to avoid your house being boggled. Also, tell your neighbours that you are going away for a while. This will help them keep an eye out in case of any suspicious movement…

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Just like a scene from the movies…

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Esther stood for close to an hour drinking in the sight of her husband Felix as he lay cold and lifeless in state. She tried to remember how well she knew him before his sudden demise- but the recent events of the past few hours brought her back to reality with the reminder that perhaps she didn’t know this man as well as she had thought. Esther had watched strangers stroll into her home the moment her husband’s death hit the news claiming to be family. Felix Brown was the CEO of Brown Entertainment – a foremost multimillion-naira entertainment company…

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4 reasons you should never write a Will

By | Life Bits, Uncategorized | No Comments

What’s all the fuss about writing a Will? You’ve watched it in movies and heard too much talk about writing a Will but you know deep within that you don’t want to do it. You think it’s a preparation for demise. Well, we’ve compiled some reasons you may not need to write a Will. Take a look. No family or dependent If you don’t have children or family you love who depend on you financially, then don’t write a Will. Knowing that anything can happen at any time, don’t be the person that leaves their family financially unprotected. Don’t care…

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Expecting the email?

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Have you received the email yet? The one from your child’s school reminding you that you need to pay a certain percentage of the fees on or before the school term resumes. Typically, it is accompanied by account details/bank teller and a comprehensive bill featuring items/activities you are convinced your child does not need but for which you have to pay. As you go through the list- tuition, books, school uniforms, school bus, lunch, music classes, elocution training, inter-house sports, swimming lessons, field trip– your stomach does a flip-flop, your countenance changing as you take a mental trip into all…

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5 ways to enjoy the Sallah break

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Nothing makes the average Nigerian happier than a weekend that cascades into a 2-day public holiday. For many, this is the perfect time to catch up on much-needed sleep and do some things they’ve been putting off due to lack of time. Not to talk of the inner satisfaction of not having to wake up early and endure morning rush-hour traffic. But how do you make the most of the break? Here are ideas you can use just to make sure you have an amazing 4-day break;   Give yourself some love When was the last time you treated yourself…

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3 steps to prepare for your child’s university education abroad

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Every parent wants the best for their children. For most parents, an ivy league education abroad is what they would like for their child – and who should blame them? Studying abroad not only lets your child grow and expand their worldview, it also gives them the international exposure that makes them appealing to large global employers. If studying abroad is your dream for your child, these tips can help you on the path to realizing it. Prepare your child You need to train your child beforehand to be self-sufficient enough to handle him/herself away from home. Be sure that…

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