Category

Investment 101

Best Stock trading tips for investing in Nigeria by Warren Buffet

By | Ask Shade, Investment 101, Research | No Comments

(This article is based on Warren Buffett’s annual investment letters to his shareholders ) Who is Warren Buffet? Most investors know who Warren Buffet is, but for the benefit of those who don’t, here is a short bio of him: Warren Buffett is currently the 4th richest person in the world according to 2020 Forbes ranking. He is widely regarded as one of the most successful investors of all time. He is the CEO of Berkshire Hathaway, a company that oversees more than 60 companies, including insurer Geico, battery maker Duracell and restaurant chain Dairy Queen. Aside from being an…

Read More

What you need to know about Ethical investing

By | Ask Shade, Investment 101 | No Comments

Ethical investing is a type of investing process that considers an investor’s personal principles – could be social, moral, religious, political, or otherwise, before making investment decisions. At ARM, the overarching focus remains to help everyone regardless of their beliefs or principles realise their ambitions – and so, to support anyone seeking to embark on ethical investing, the ARM Ethical Fund was specially designed. What is the ARM Ethical Fund? The ARM Ethical Fund is a mutual fund which invests in Sha’ria compliance securities to help investors invest in line with their religious morals or beliefs. This open-ended mutual fund…

Read More

Financial Market Update

By | Ask Shade, Investment 101 | No Comments

The best performing sector over the month was the banking sector (+4.29%) while the worst performing sector was the oil and gas sector (-15.71%). We expect the equity market to trade sideways in the near term in the absence of any positive catalyst however we would continue to take advantage of market opportunities to the enhance the value of the pension assets. Fixed Income  The fixed income market traded on a bullish note with yields declining across the curve during the month of June. The bullish sentiment was largely supported by the buoyant system liquidity and the reduction in the…

Read More

4 Reasons you should diversify your Investment portfolio

By | Ask Shade, Investment 101, Research | No Comments

As an expert stock trader or a beginner, one thing, you are constantly weary of is risk. The popular phrase -the higher the risks, the bigger the reward, has started to loose relevance, as day after day we realize that smart risks often present the best rewards, as they shield you from losses and unforeseen events. One way to take smart risks is by diversifying your portfolio. Simply put, DO NOT PUT ALL YOUR EGGS IN ONE BASKET. In this article, we have analysed 4 reasons you should always diversify: YOU OWN THE ADVANTAGE IN DIFFERENT MARKETS. Diversification allows you…

Read More

A question of investing in dollars

By | Ask Shade, Investment 101 | No Comments

Dear Financial Experts, I hear that when there’s an economic downturn due to pandemics like the current Covid-19 surge, it is wise to consider diversifying investments. I want to know if I should go ahead and invest in dollars. Thank you. Jane Umenna from PH Financial experts’ response Dear Jane, Thank you for writing to us with your enquiry. In response to your question, yes, investors can hedge their capital from downside risks of a possible naira devaluation by investing in dollars. It also affords you as an investor the benefits of diversified portfolio whilst meeting any future dollar-denominated obligations….

Read More

How to deal with a pay cut during this pandemic

By | Ask Shade, Investment 101, Life Bits | No Comments

How to deal with a pay cut during this pandemic – Realising Ambitions Press enter to begin your search One of the devastating effects of the COVID-19 pandemic on individuals has been the sudden reduced income, pay cut or layoffs by organizations seeking to lower costs and stay afloat. If you suddenly find yourself taking home less than you’re used to, these tips will help you find a balance. Likewise, if you’re among the lucky few who won’t have a reduced income, using these tips to stay cautious with your spending will help you easily navigate the potential high cost…

Read More

Investment options in the midst of Covid-19

By | Ask Shade, Investment 101 | No Comments

Hello Financial Experts, What are the investment options available given the current Covid-19 pandemic? Jude. A from Kano Hello Jude, In periods of heightened uncertainties, we recommend that investors remain cautions and position themselves to take advantage of investment opportunities in sectors with good fundamentals and growth prospects. Investors who currently have exposure to the equities market with a long-term investment  horizon must not feel pressured  to exit the market or worry about loss in their portfolios as a result of the decline in the equities market, however, they should expect significant upside as market conditions improve. Please find below…

Read More

How Offshore Stocks Are Doing

By | Ask Shade, Investment 101, Research | No Comments

We hope you are keeping safe during this pandemic and observing all the safety procedures listed by the World Health Organization (WHO) and various public health authorities. The coronavirus pandemic is taking a toll on the global economy and stock markets. While most companies’ shares are experiencing a dip, there are a handful of resilient stocks that are navigating this turbulent period better than others. here As an investor, we hope you will take advantage of investing in these stocks. We also want to draw your attention to diversifying your portfolio by investing in offshore stocks. Here are some interesting…

Read More