ASK SHADE: Help! My husband buys assets in his name alone

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Dear Shade, My husband wants me to include his name on the documents of the properties I bought before we got married. I refused to. Now, he buys assets in his name only saying I started it first. What do I do? Should I ignore him? Or would you advise me to start buying my own assets in my name only or heed to his request for peace to reign? I’m confused. Joy from Jos. Dear Joy, I appreciate you reaching out to me on this rather personal and sensitive subject. Couples are at liberty to purchase property either individually…

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5 life facts to remember

By | Ask Shade, Uncategorized | No Comments

Life is an adventure that is meant to be lived and enjoyed! Yet, there are many dos and don’ts peddled around as a manual to life but there are a few pointers about life that we’ll like to reiterate even as you begin the journey of a fresh year and decade. Here we go… Life is for the living The pressures of life and the high demands we place on ourselves often force us to worry too much that we stress and burn out fast. The moment you truly understand that only those who are alive get to enjoy life,…

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4 reasons to get a life insurance policy

By | Ask Shade, Living Benefits Show | No Comments

The topic of getting life insurance is one you may not want to talk about. But because it is important that you ensure the financial security of people that depend on you, it is worth dealing with. First, let us break down why you need one. If you’re a breadwinner, you need a life insurance Let’s be real, if you are the main financial backbone in your family and anything happens to you, your partner, children and anybody else that depends on you, will probably suffer financially. This is one of the major reasons people get life cover; to ensure…

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2020 expenses: Which has your name on it?

By | Ask Shade, Uncategorized | No Comments

Some things remain constant with each year while some new situations welcome themselves regardless of our level of preparedness. Here are some things that will likely gulp your money in 2020 apart from your daily home expenses. School fees – If you’re a parent, you must know that you will pay school fees thrice this year. The last one in September being of a bigger sum because your child will be entering a new class which will demand some financial responsibilities. Start now to plan and save for it. Valentine’s Day – February still has 14th on it and the…

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Stock Recommendation for the Week, January 13

By | Ask Shade, Research | No Comments

The bullish sentiments continued last week as the NSE ASI gained 9.07% WoW to close at 29,415.39pts while market capitalization advanced significantly by N2.2 trillion. The boost in market capitalization was largely fuelled by the listing of BUA Cement Plc on the NSE. Precisely, it listed 33.86 billion ordinary shares at N35 per share, making it the third largest company on the bourse. On sectoral performance, gains were seen across Cement (+20.59%), Banking (+8.58%), Telecom (+4.37%), Food (+1.59%) and insurance (+0.47%) transcending losses in the Brewers (-0.17%), Personal care (-5.21%) and Oil & Gas (-0.44%) segments. A further probe revealed…

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6 Life-saving Tips for Harmattan

By | Ask Shade, Christmas, Life Bits | No Comments

Yaay! It’s January, that time of the year that always comes with the joy of giving, bright lights, shiny presents, and loads of food. It is also a time that comes with cold, dry winds, haziness and a lot of dust. Harmattan is coming and these are six life-saving tips to help you stay productive and healthy regardless of the season. WOOL FOR THE WIN It is always cold during harmattan and to protect yourself from the cold, you should wear more wool-based cloths as against cotton which is common and mostly suitable for other seasons. BUILD YOUR IMMUNE SYSTEM…

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Stock Recommendation for the Week, December 16, 2019

By | Ask Shade, Research | No Comments

The Nigeria’s bourse closed the prior week negative, shedding 119bps to close at 26,536.21 pts with market capitalization losing N154.1 billion. Last week’s decline was spurred by Telecom (-1.54%), Banking (-1.23%), Cement (-1.80%), Food (-1.27%) and Personal care (-2.61%) sectors. Sell offs were seen in MTNN (-2.29%), GUARANTY (-2.34%), STANBIC (1.90%), UBA (-1.49%), FBNH (-2.26%), DANGCEM (-1.89%), CCNN (-2.08%), UNILEVER (-2.38%) and NESTLE (-3.70%) WoW, muting gains in NB (+2.93%) and GUINNESS (+1.72%) amongst others. • Dangcem– STRONG BUY (FVE: N240.87): DANGCEM’s earnings will be pressured this year (EPS: N14, vs N22 in 2018) owing to lower volumes in Nigeria…

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A cheat guide to staying fit this Christmas

By | Ask Shade, Christmas, fitness, healthy living, Living Benefits Show | No Comments

What is Christmas without food and drinks? No wonder some of us come back in January with a resolution to shed those mysterious pounds that somehow snuck in unnoticed. We have all been there. Oh, the torture! But hey, there’s good news. Here are ways to curtail any unnecessary weight gain this Christmas without hitting the gym – because honestly, who wants to be at the gym at Christmas? Eat before going out Don’t skip meals. Try to eat something before heading out. Doing this helps you avoid the temptation to overindulge yourself or eat a lot. Drink moderately (and…

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ARM Trustees bags international award for Private Trust

By | Ask Shade, News | No Comments

ARM Trustees has been recognized with an award for its contributions to Private Trust Law practice in Nigeria. The award was given by Lawyers World, a United Kingdom-based awarding body on July 12th. 2019, named ARM Trustees in the Global Category of outstanding Private Trust law specialists following the success and growth of the Private Trust business, its international and local collaborations and several other factors taken into consideration by the voting public. The announcement was made after a comprehensive collation of thousands of voting nominations sent in from voters over a period of 12 months. In response to this…

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GIFTING GUIDE FOR A LUXURIOUS SEASON

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It’s that time of the year when there’s festive cheer. But it can also be a demanding period. Gift shopping for your loved ones – and the underlying anxiety of finding the perfect luxury present – can quickly become a chore. From thoughtful, small luxuries to splash-the-wealth statement gifts, we have taken the hard work out of modern luxury gifting by putting together an ultimate gift guide that will delight your loved ones – from the style savant, to the urban jet setter, and the liqueur connoisseur. Whether purchasing a present for a family member who deserves something extra special,…

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