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Life Bits

January salary, is that you?

By | Life Bits | No Comments

So you endured the 95 days in January, after balling in December, paying school fees, house rent and a million other bills   Then finally your endurance paid off and you see payday just ahead   Then you remember you borrowed money from Tunde and even took cash advance from your bank   While you are still trying to sort your confusion, you get a ‘just saying hi’ message from bae, because Valentine is around the corner   What a wawu! You can already see your account balance laughing at you like this   This 2018 must be different o,…

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Five financial goals to set this year

By | Job Hunter, Life Bits | No Comments

It’s another year and we’ve promised ourselves all sorts of things – I want to be bigger, thinner, eat more veggies and maybe eat less sugar.  That said, we can all agree that we all need more money and sometimes the key lies in managing what you already have. So here are 5 financial goals you should set for 2018. Why 5 goals? You can count them on one hand (obviously), and the less you have to focus on, the more chances of you succeeding at becoming financially fit.   Don’t shoot yourself in the leg – It’s not enough…

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Estate Planning: how to plan your life and its aftermath

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Benjamin Franklin, the great American statesman once said that in Life, only two things are certain – death and taxes. Yet, very few people plan for their mortality and this often results in chaos. The assets and resources they spent most of their lives working hard to accumulate may become abandoned or dissipated when they are gone to the bewilderment of their descendants. Although no one likes to talk about it, thinking about death is one of those melancholic things that we nonetheless ought to do. Death will happen to us all Although we do not know when it would…

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6 things to prioritise during your NYSC Year

By | Job Hunter, Life Bits | No Comments

One year is a long time, yet it can pass by very quickly. Don’t let the one-year compulsory youth service year pass by without adding some value to yourself. On that note, here are 6 things you should do during your NYSC year: Prepare your CV and start sending out: If you don’t have a CV yet, use this time to sit down and draft one. Do your research to see CV writing tips and use them to craft a stellar CV. Keep it to two pages. Once you have your CV, start circulating to family, older friends and to…

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New Year, different you?

By | Job Hunter, Life Bits | No Comments

With the New Year in full swing, what plans do you have to make 2018 better and different from last year? Yes, there are still books to read, the crew to hang with, Valentine’s day to plan for and social media to slay for – but really, are these the only things this year should be about for you? How about using this year to set plans in motion for the future you dream about? Now don’t roll your eyes, I know you’re still a student but you’ll one-day graduate and you don’t want to be among the growing list…

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4 money moves for expecting parents

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Expecting a 2018 baby? You must be excited! You may already have the list of all the things you need to buy (you’ve probably bought some), your friends and family are planning the most amazing baby shower for you and you can’t wait to begin posting baby pics for the gram and oh, twinning with your ‘little bae’ as soon as possible. Hey, that’s fine. But while you have all that going, remember that soon, there will be another mouth to feed and another human being to cater for maybe the next two decades. That is enough reason to tackle…

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How to take your New Year goals beyond January

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Beginnings are beautiful. Everyone loves the exhilarating feeling that comes with starting. The dawn of something new seems to awaken fresh hope in our hearts, propelling us to dare to dream. We make plans, new resolves, set goals, envision possibilities…For a few golden days or even weeks, there is a spring to our step, a purpose to our every action, we believe anything is possible. Until time proves us wrong and months pile, leaving our dreams stranded in imagination lane, our hopes depleted, and our drive gone. We trudge through the year, looking forward to a brighter day, praying for…

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What happened in 2017?

By | Life Bits | No Comments

A lot! You let us into your world and allowed us to have beautiful conversations with you. We talked about your salary and asked Shade a few questions. You stayed with us as Kola begged his daughter to call him daddy and didn’t think his pleas were too little to count. Thanks for advising Bade when he erroneously assumed that a ring is a ring. You went on Abu’s journey with us and trusted us even when Mrs Gregory insisted we should not ask her to trust her husband. When your landlord kept asking you ‘What’s today’s date?’, you sighed…

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How to save more in 2018

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Do you have millions of naira or even dollars sitting pretty and waiting for you to spend as you like? If your answer is no, then that word ‘Budgeting’ may be your ticket to saving more in the New Year. Why? Because when you budget wisely especially with 2018 in view, you will not only be able to account for all your money, but you may also be able to save towards a pressing goal or just towards your future. Now, don’t consider this a damper on all the fun you plan to have with your hard-earned money, instead look…

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Let down your hair, it’s Christmas!

By | Investment 101, Life Bits | No Comments

As exciting as year-end can be, it can also be very busy and demanding. With so many meetings to attend, budgets to put together and pertinent decisions to take, one could easily forget it is supposed to be the ‘holiday’ season. But it has being an eventful year and you have worked round the clock to achieve the victories you recorded. You deserve to take some time off, spoil yourself a little and have a good time this Christmas. So, what are your plans for the holidays? Do you have children returning home or are you kicking it solo? Whichever…

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