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Life Bits

6 Christmas money-saving tips for 2017

By | Life Bits, Living Benefits Show | No Comments

With the year fast winding down and Christmas barely 55 days away, have you started preparing for the festivities? Christmas is that time of the year that swallows up a huge chunk of our money leaving most of us apprehensive as the New Year approaches. It is common to hear people lament being broke in January, but this doesn’t have to be so for you if you follow these tips.   Be organized Know what you want to spend money on and create a budget to match your planned expenses. If you’ll be gifting people or travelling, find out the…

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Help, my Harvard graduate wants to be a DJ!

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So, your ivy league educated child just announced his decision to abandon his professional education to pursue a career in photography, fashion designing or animation. You might not agree but It is not necessarily cause for alarm. The world as we know it is fast evolving and society now accommodates new age careers that were unpopular just a few years ago. There is now such a thing as professional photographers, bloggers, stylists, animators, even fashion designers and cobblers who have gone ahead to make a comfortable living from their trade. Akintayotimi for instance has travelled the world photographing weddings. Bayo…

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9 interesting running facts

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Whether you are a first-time runner, or you’ve been running for years, some of these facts about running will interest you. FACT 1 Even if you’re a slow jogger, you’ll burn at least 10 calories per minute of running. That means you can hope to run off that block of chocolate you ate in less than 23 minutes. FACT 2 Over 1 billion pairs of running shoes are sold world-wide each year. Oh, I hope you’ve bought your running shoes for Run for the Future 5? Best to be prepared on time. FACT 3 Athletes dressed in red are more…

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Abu’s NYSC PPA Ordeal

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Three weeks of NYSC camp was finally over and Abu was shaking all over. He had heard horror stories of remote and boring places of primary assignment. God forbid he found himself in such a place. A full-fledged optimist, Abu didn’t need boredom in his life. Not at all. Despite the early morning bugle, meditation, strenuous drills and harassment from soldiers, the fun in Katsina camp these three weeks had been too much. Everyone, especially Abu didn’t want it to end. But everything that has a beginning must have an end. So, that end was upon Abu and his colleagues….

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When to have the “money talk” with your child

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“Kids don’t remember what you try to teach them. They remember what you are.” ~ Jim Henson   As adorable as children are, they are also very impressionable. They mirror what they see. It is easier for a child to pick up a habit they see adults around them exhibit, than what they are told to do. That is the reason it is normal to see children play dress-up with their parents’ clothes and shoes. Same reason they imitate adults in phone conversations or when splattering make-up on their faces just to look like mum. Because children are quick to…

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So You’ve Finished NYSC … What Next (2)?

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Finally, all your job search and networking after NYSC has landed you an interview. Here are timely tips to get you prepared for that interview. Punctuality: You immediately lose cool points with your interviewer when you arrive late. You can never be too early for an interview. Allow yourself enough time to reach the location – Lagos traffic can switch up on you real quick!   First impressions: A positive first impression is crucial in an interview. Shake hands firmly with the interviewer, maintain eye contact and ask them how they are doing. Smile! You don’t have to show all…

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Ask Shade- Mrs. My Son is Irresponsible

By | Estate, Estate Planning, family, Family Finance, Inheritance, Life Bits, Trust, Trust fund, Trusts | No Comments

Dear Shade, My husband and I have only one son who has refused to do anything serious with his life, because he assumes all of our wealth will come to him and there is no need for him to work. Although we intend for him to inherit all that we have, I want him to learn responsibility before we hand over our group of companies to him. I would like for him to come into his inheritance only after he has successfully proven his responsibility, perhaps after having held employment with a proper organisation for a minimum of five years….

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A matter of the heart

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“I love you from the bottom of my heart.” “My heart aches at your absence.” “You’re my heartbeat.” These are some expressions of love we use to show our loved ones what they mean to us. But apart from being an object for love expression, the heart according to www.livescience.com is that organ that pumps blood throughout the body through the circulatory system, supplying oxygen and nutrients to the tissues and removing carbon dioxide and other wastes. If the heart is no longer able to perform these functions, then there’s fire on the mountain. Run, Run, Run… A heart attack…

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Financial Education- the missing link

By | education, family, Family Finance, Finance, Life Bits, Money | No Comments

Education, in every sense of the word begins at home. Home is where we learn our first words, it is where we find our identity, it should also be where we learn the rudiments of managing and growing money. While our children might learn high level accounting in the walls of Ivy league schools or discover the tenets of business management as graduate trainees, it might be detrimental to wait till then to introduce them to the realities of financial responsibility. Especially if we desire to successfully prepare them for the legacy we are building for them. Financial literacy refers…

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August Break…Preparing for your child’s education

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August Break…Preparing for your child’s education They say August is the month of new beginnings. Well, maybe it is. August is however also holiday month for a lot of people. It is the time to travel with the children, put them in summer camps or have those schooling abroad come home for some family time. While occupying children during the holiday requires a bit of planning and budgeting, August more importantly heralds a new school year for your child’s education. Yes, we are relieved the kids are returning to school, but we are also aware of the financial commitment that…

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